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Terms and Conditions

Last updated: June 06, 2025

1. Introduction

Welcome to FinancialTrust. These Terms and Conditions govern your use of our website (scholarzestynova.com) and the services we provide. By accessing our website or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

2. Definitions

In these Terms and Conditions:

  • "We", "our", "us", and "FinancialTrust" refer to FinancialTrust.
  • "You" and "your" refer to the user or viewer of our website.
  • "Website" refers to scholarzestynova.com.
  • "Services" refers to financial audit and advisory services provided by FinancialTrust.
  • "Content" refers to all information, text, images, data, links, software, or other material displayed on or available through our website.

3. Use of Our Website

You may use our website for lawful purposes only and in accordance with these Terms and Conditions. You agree not to:

  • Use our website in any way that violates any applicable local, national, or international law or regulation.
  • Use our website to transmit any material that is defamatory, offensive, or otherwise objectionable.
  • Use our website to impersonate or attempt to impersonate FinancialTrust, a FinancialTrust employee, or any other person.
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our website.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of our website.
  • Use our website for any purpose that is unlawful or prohibited by these Terms and Conditions.

4. Intellectual Property Rights

Our website and its entire content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by FinancialTrust or its licensors and are protected by South African and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are permitted to use our website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your web browser for display enhancement purposes.
  • You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

5. Disclaimer of Warranties

Our website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our website will be uninterrupted or error-free, that defects will be corrected, or that our website or the server that makes it available are free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by applicable law, FinancialTrust shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use our website or services.
  • Any conduct or content of any third party on our website.
  • Any content obtained from our website.
  • Unauthorized access, use, or alteration of your transmissions or content.

7. Services

The information provided on our website about our services is for general informational purposes only. The specific terms and conditions of our services will be outlined in a separate agreement between FinancialTrust and the client.

Any request for consultation submitted through our website does not constitute a binding agreement to provide services. We reserve the right to decline any request for services at our discretion.

8. Privacy

Your use of our website is also governed by our Privacy Policy and Cookie Policy.

9. Changes to These Terms

We may revise these Terms and Conditions from time to time. The most current version will be posted on our website with the effective date. By continuing to use our website after those revisions become effective, you agree to be bound by the revised Terms and Conditions.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of South Africa.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: